It could be argued that we all know that the law requires car insurance for all drivers and that homeowners must maintain insurance for any home for which there is still an outstanding loan. But with so many other policy options available, how does the average person know what is really needed and what is an extravagance? 

Throughout this year, Rochester Women magazine will run a series of articles related to general insurance needs to help educate and remove some of the unease associated with understanding which policies are, if not mandatory, strongly recommended and how to get those policies for the best price. We start with renters insurance and umbrella policies. 


Who needs renters insurance, and what does it cover?  Do college students renting their first apartments need or benefit greatly from renters insurance?  The easy answer to both questions is no. According to State Farm agent Sue Madden, college students who are still claimed as dependents on their parents’ taxes do not usually require additional renters insurance, as they should still be covered under their family’s homeowners insurance. However, once no longer considered a dependent, the new adult should seek at least minimal coverage to protect their belongings against damage or theft, as well as the liability against injuries. 



Girls' Night Out: Sharing the Essentials Friendship and Health with Essential Oils

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Written by Kim Zabel Photography by Kim Zabel

Sitting in a semi-circle with two diffusers sending sweet scents of lavender and peppermint into the air, each person passes around small, dark bottles of essential oils. Several women in the class rub a drop between their hands and then cup their hands to their faces to experience each oil.


Jaime Smoody and Angel Hutchins work together to lead the class on dōTERRA essential oils at Empowered Wellness, a fitness studio in Rochester.  Jaime and Angel have a friendship rooted in education and essential oils. Both are employed at Willow Creek Middle School: Jaime teaches 6th- and 7th-grade pre-algebra, and Angel works as a 6th-grade guidance counselor. Both Angel and Jaime are business partners with essential oils. “I’ve been using the oils for three years and building my business for two and a half years,” Jaime says. 


Picture this: A young college graduate, the ink still drying on her diploma, assigned to work on a project alongside a 62-year-old seasoned employee. Sure, they may both be working for the same company, but you can bet their views of the world and the workplace couldn’t be more different. 

For the first time in history, we’re facing a time when employers could have employees from an unprecedented five different, very diverse generations working side-by-side in the office.

And while the generational boundaries for these groups—the Traditionalists (or the Silent Generation), the Baby Boomers, Generation X, the Millennials (or Generation Y) and Generation Z—are not exactly clearly defined, understanding the differences among them remains critical for employers and employees alike.



Final Four: I Am A Beautiful Rochester Woman

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Written by Jorrie Johnson

In the fall of 2015, we received the nominations for I Am A Beautiful Rochester Woman. We selected them in October, and last winter, Tracey McGuire, Dawn Sanborn and I took each of them to lunch at Casablanca Creative Cuisine & Wine to get to know them. Over the Past year, it has been a joy getting to know these women and helping them see their beauty. The final four—Dee Dee Jorgenson, Judy Clayton, Janet Stevenson and Barb Butturff—are featured in the following pages of Rochester Women magazine.


According to Judy Clayton, 75, the day she got her hair styled and makeup done for I Am A Beautiful Rochester Woman was one of the best days of her life. This comment made me realize what an impact the I Am A Beautiful Rochester Woman program has on women. These four women have forgone taking care of themselves to take care of others for most of their lives. For one of the women, it was her first makeover and opportunity to have a photographer capture her beauty. After getting all dressed up, having their hair cut, colored and styled and getting their makeup done and their pictures taken, these beautiful Rochester women went out for a toast at Casablanca with the photographers and their new friends. These women have waited a long time to feel beautiful. 



Diversifying Rochester's Workforce: Ethnicity, Women and Veteran-Owned Businesses

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Written by Sarah Oslund Photography by Fagan Studios

When it comes to operating a small business, Minnesota is a great place to be. According to the 2015 Kauffman Foundation Main Street Entrepreneurship Index, Minnesota ranks first for the rate of small business ownership and second for businesses owned by women.

Combine the current rankings with the Destination Medical Center vision to generate high-value jobs, additional tax revenue and new businesses in Rochester, and starting a small business here seems like a no-brainer. However, starting a new venture can seem daunting even to a seasoned business professional. And when you factor in challenges related to gender, language and culture, it can seem overwhelming. 

Making Her Way

Born in the Philippines, Joselyn Raymundo and her family immigrated to the United States when she was 16 years old. “We saw the great opportunity this country offers to young people,” Joselyn says, “and my parents wanted that for us.” But the English language isn’t an easy one to master. “I could speak some English when we arrived, but my fluency wasn’t great,” Joselyn recalls. “I learned a lot about the language and American culture by reading ‘Nancy Drew.’”


Editor’s note: We want to recognize the achievements of and opportunities for young women (under 25 years of age) in science and technology in southeastern Minnesota. Please send ideas to This email address is being protected from spambots. You need JavaScript enabled to view it.. 

Midwest Academic High Altitude Conference

Andrea Walker and Nathan Brown, students at Rochester Community and Technical College (RCTC), were among the presenters at this year’s Midwest regional meeting of the Academic High Altitude Conference held at St. Catherine’s University in St. Paul, Minnesota on June 29. 

“This is the first year RCTC has participated in the conference,” says professor Dr. Rod Milbrandt. The Stratospheric Ballooning Association has held the conference each June for the last seven years in the Midwest region. “Presenting at St. Catherine’s gave us a wonderful opportunity to share our experience with the scientific community,” says Andrea Walker.

“I first became interested in physics when I attended the RCTC Physics and Engineering demo show with my dad while I was in middle school,” says Andrea. She remembers how seeing those experiments brought science to life. Durring her junior year in high school, Andrea took physics and, at RCTC, took the calculus-based physics series. Her love for the subject continues to grow. Andrea plans to continue her education at the University
of Minnesota.  



I Am A Beautiful Rochester Woman: Lindsey Polin's Journey

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Written by Elizabeth Harris Photography by Tracey McGuire and Dawn Sanborn

An evening filed with emotion began as Lindsey Polin’s mom, sister, grandma and friends gathered at Zzest to see her photos for the first time. After all were comfortably seated, her mother, Kristen Herring-Asleson, tearfully read aloud the nomination letter she wrote.

A Mother’s Love

I am nominating my daughter, Lindsey Polin, as one of your Beautiful Women. At the tender age of 17, Lindsey was an addict who spent two years of her life in and out of treatment. In 2010, she discovered sobriety, but she also discovered she was pregnant. Out of pure selflessness, at the age of 19, she lovingly created an adoption plan for her firstborn child. That same year, my sister and her husband were given the news that they could not have their own children. Lindsey gave them the first choice to be the adoptive parents, which they excitedly accepted. When Lindsey’s daughter was born, she lovingly kissed her cheeks and handed her to her new parents.

In essence, although she struggled with low self-esteem and confidence, everyone who knew her knew that she was capable of having confidence and self-esteem.  She just had to believe in herself in order for those things to shine through. Yet, when she hurt on the inside, it was evident on the outside whose who saw her self-inflicted scars. 



Girls' Night Out: Look What's Poppin': Exploring the Popularity of Pop-Up Restaruants

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Written by Kim Zabel Photography by Kim Zabel


In the back room of Forager Brewing Company, three long communal tables await us, as if we are sitting down to dinner with family. Even though we haven't met everyone at the table, it doesn't take long before we have introduced ourselves and jokingly bemoaned our difficulties remembering names.

According to the menu, our first course is simply named “broccoli,” but what we see in front of us is anything but simple. Two, sometimes three, pieces of large, plump broccoli from Dan and Hannah Miller’s Easy Yoke Farm are smothered in a rich beer cheese sauce, embedded with a slice of bacon. 

After finishing her first bite, my friend, Jeanne, smiles at me and says, “You can really tell when your food is grown with love and care.”


The 2016 presidential election is fast approaching, and this year’s candidates may be the most divisive in decades. Participating in meaningful discussions while still maintaining relationships can be challenging—especially when even mainstream political parties are divided amongst themselves. 

Local media personalities Betsy Singer of ABC 6 News and Julie Jones of Fox Country 102.5 have become especially adept at managing this precarious balancing act. They agree that discussing politics in mixed company is almost always a bad idea and, if possible, should be avoided. When those discussions can’t be avoided, they offer suggestions to help preserve relationships.



Hair: more or less?

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Written by Elizabeth Harris

Hair comes in all forms: Thick, dark, frizzy, thin, light, smooth, the list goes on. Hair is a big part of our appearance, and it can determine what kind of day you are going to have. 

I’m not just talking about the hair on our heads. Have you ever gotten in your car and noticed the stray eyebrow hairs you missed with your tweezers? Or what about that peach fuzz above your lip? Let’s not forget about the monotonous task of shaving legs and underarms day after day. 

Well, good news for all of us, there are solutions to these problems, and we have a lot of great options here in Rochester. 


Dark hair can be a wonderful and terrible thing. Hair in darker shades can give a sultry or exotic look, but it also requires shaving twice as often as light hair. If shaving has worn you out, it might be worth looking into laser hair removal.

Essence Skin Clinic, located in the heart of downtown Rochester, offers all sorts of laser hair removal. This treatment can be done on any part of the body where hairless skin is desired. This includes legs, arms, face, back and other areas. The best part is that it permanently reduces hair growth. Pricing varies by the number of treatments needed and the area of hair removal. 


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